New construction is exciting, but the process works differently than buying a resale home. These seven points will help you walk into any builder's sales office prepared.
011. The Builder's Agent Works for the Builder
The on-site sales team is helpful and knowledgeable, but they represent the builder's interests in the transaction. Understand who represents whom before you sign anything, and don't hesitate to bring your own questions in writing.
022. CDD Is Normal, But Understand It
Community Development District fees fund infrastructure through bonds that appear on your tax bill. A typical range is $2,000 to $6,000 or more per year. Ask for the exact figure on any homesite you consider and factor it into your monthly cost.
033. Base Price Is Just the Start
Lot premiums, structural options, and design-center upgrades can add $100,000 to $300,000 or more to the advertised base price. Get a realistic all-in number early so there are no surprises at contract.
044. Homesite Selection Matters
Sun exposure, views, privacy, and distance to amenities all affect daily life and resale value. An east-facing rear yard gets morning light on the lanai; a west-facing one gets the sunsets. Walk the actual lot before you commit.
055. Incentives Are Negotiable
Closing-cost credits, included upgrades, and lot-premium reductions change month to month. Staying informed about current programs is one of the easiest ways to save real money on a new build.
066. Timelines Are Estimates
Build schedules shift with weather, permitting, and supply chains. Plan around the longer end of the estimate and lock your mortgage rate strategically rather than at the first opportunity.
077. Attend Every Walkthrough
The pre-drywall and final walkthroughs are your opportunities to document issues while they are easy to fix. Take photos, ask questions, and create a punch list before closing.